By Rich Kozlovich
The dictionary defines methodology as “a set or system of methods, principles, and rules for regulating a given discipline, as in the arts or sciences.” In short, a methodology is whatever someone says it is. Let's take a look at this.
This is the first day of 2010 and I watched a show dealing with the mortgage crisis and CDO’s. CDO’s are similar to “a regular mutual fund that buys bonds. However, unlike a mutual fund, most of the securities sold from a CDO are themselves bonds, rather than shares. In simplest terms, a CDO is an arrangement that raises money primarily by issuing its own bonds and then invests the proceeds in a portfolio of bonds, loans, or similar assets. Payments on the portfolio are the main source of funds for repaying the CDO's own securities. CDOs have become a notable feature of the financial landscape.” (Nomura Fixed Income Research)
INVESTOPEDIA outlines the CDO mortgage market in this manner. Collateralized debt obligations (CDOs) are a type of structured credit product in the world of asset-backed securities. The purpose of these products is to create tiered cash flows from mortgages and other debt obligations that ultimately make the entire cost of lending cheaper for the aggregate economy. This happens when the original money lenders give out loans based on less stringent loan requirements. The idea is that if they can break up the pool of debt repayments into streams of investments with different cash flows, there will be a larger group of investors who will be willing to buy in. (For more on why mortgages are sold this way, see Behind The Scenes Of Your Mortgage and Why Are Mortgage Rates Increasing?)
These loans would move from a “mortgage originator” to a “mortgage investor”. “Smaller mortgage originators will often sell their mortgages to large scale originators or aggregators, which pool mortgages together and securitize them into mortgage-backed securities (MBS) through Fannie Mae, Freddie Mac or as private-label securities.” The idea was to make sure that you could create a Triple A rating for that bundle of mortgages. Once they got a Triple A rating they would then sell them all over the world; usually to investors with large amounts of capital but very little understanding of what they were buying. However, this lack of understanding wasn’t exclusive to unsophisticated buyers. Alan Greenspan himself stated in the show that he didn’t understand the complexities of the CDO mortgage market either, and that he just didn’t understand the numbers. The greed involved permeated all levels of the financial world. Although many knew that this couldn’t go on and some made an effort to make this clear to some of the biggest players in the field they continued to cling to the idea that the mortgage market would appreciate six to eight percentage points every year to infinity. Clearly that was insane.
Alan Greenspan was asked; why didn’t they just get out. He claimed that they knew the dangers but thought they were smart enough to get out when it was the right time. Baloney! Greenspan, the moderator and all the people interviewed left out the reason they didn’t get out. They couldn’t. Once they bought into the Community Reinvestment Act (see the subprime pest control link at the end) it became a Catch 22 situation; in for a dime in for a dollar, and in forever.
Since they were in so deep and in forever they refused to see anything else except the potential profits for today. The government forced them into this situation and the government was going to back them through Fannie Mae and Freddie Mac, so they went after the short term rewards without any concern for the long term consequences; after all, they were making tons of money and they had no choice. When you dance with the Devil you won’t call the tune, you won’t choose the dance, you won’t lead, you can’t change partners and you may not be allowed to leave the dance.
What does this have to pest control? While interviewing one of the people who created these Triple A ratings for these mortgage bundles she said she had to get out. She claimed that she obeyed to letter of the law, but ignored to sprit of the law in order to make these bundles Triple A. The company she worked for claimed that these ratings were sound and, among other things, were the result of “rigorous methodologies”.
I keep hearing about the “methodologies” of Integrated Pest Management (IPM) and Green Pest Management (GPM) and I wonder…..what methodologies? There is no such thing. We will inspect a property, recommend a treatment program and then perform the service. That’s it! You can flower it up with a ton of written claptrap…but that is it.
When I hear someone touting “methodologies” I immediately have the desire to check to see if this is a subtitle to the movie The Sting; because someone is trying to feed everyone else a load of horsepucky. Triple A rated horsepucky to promote and sell subprime pest control to an unsuspecting public. What's worse is that many of the "experts" in our industry have bought into it. Is there any difference between our "experts" and the "experts" who completely failed in their responsibilities from the lending institutions? Yes...there is. They have higher IQ's. I know, I know...... that's a logical fallacy....I'll bet it's true though.
_
Search This Blog
De Omnibus Dubitandum - Lux Veritas
Showing posts with label Sub-Prime Pest Control. Show all posts
Showing posts with label Sub-Prime Pest Control. Show all posts
Friday, January 1, 2010
Saturday, October 18, 2008
Response to Comments II
By Rich Kozlovich
I wrote the article “Sub-Prime Pest Control” and posted it on September 20th, 2008. Gerry Weitz of Hearts Pest Management in San Diego took umbrage with my views and so I published a Response to Comments". Gerry has responded and here are his comments with my second response.
I believe my observation about you being a sincere individual is a valid one, but I fear that you are under the influence of misinformation and fallacious thinking.
You may remember the Kilgore issue of about 15 years ago. He was one of those people applying methyl parathion around homes and businesses. Kilgore was only semi-literate and when asked how did he determined how much was to be used in his mix, he stated that “common sense will tell you that”. Methyl parathion is one of the most toxic liquid pesticides developed; so what was the impact on the health of the population that was so heavily exposed? What did the CDC find? In spite of the fact that the level of breakdown product from MP in the children’s urine was startling, they couldn’t find any difference in health problems between them and others of the same socio-economic group, and that also included the comparisons for the adults that hadn’t been exposed. Eventually they decided that those children who were exposed “may” have an IQ problem.
Why is it a “maybe”? Because this problem did not occur in all those exposed. Some seemed to be effected and others were not. Since IQ is highly subjective anyway, they have nothing! Believe me, if there was even the slightest potential for some malady as a result of this issue, they would have been screaming it to the heavens….but because the worst….the worst…..they can come up with is that “MAYBE” it impacts IQ for one of the most toxic materials available nothing is being said.
If any legitimate applicator in Ohio would have known about it we would have called the Ohio Department of Agriculture post haste and reported him. Under no circumstances would we have bought his business. Forgive me for being unkind, but I have to ask…did you report this man to the officials responsible for those illegal pesticide applications in your state?
We must remember that DDT was used to dust people all over Europe at the end of WWII with no ill effects. I have an elderly Hungarian lady as an account who calls herself one of the “DP’s” of the 1950’s who made a point of telling me that being dusted with DDT was the best thing they could have done to her and all the others who were “treated”. That procedure saved countless lives, preventing a typhus epidemic in Italy and probably over much of Europe. Although I don’t condone the misapplication you mention, I have to still ask; what terrible thing happened?
The activists and their acolytes at EPA make claims that have no basis in science or reality. A case in point is the endocrine disruption clause in the Food Quality Protection Act. The primary study that this was based on was the Tulane study which turned out to be fraudulent. They were exposed and Tulane pulled the study and the lead researcher was prohibited from applying for federal grants for five years, a punishment which I deem to be seriously flawed since he perpetrated fraud on the public with the public’s money and we are now stuck with the regulation as a result of that fraud.
As for EPA’s view of this study! Lynn Goldman, assistant administrator of the Office of Prevention, Pesticides & Toxic Substances at the Environmental Protection Agency under Carol Browner during the Clinton administration, stated that this was the cleanest science she had seen. Hogwash….how can something be science if it hasn’t been peer reviewed…and it hadn’t. Peer review was what exposed the fraud and she has a degree in medicine….she HAS to know better, yet that didn’t prevent her and the rest of the activists at EPA from plowing ahead.
As far as getting on board with the green activists?
The green movement is irrational and misanthropic. Everywhere in the world where their programs hold sway dystopia is rampant. They oppose pesticides, genetically modified foods, roads, dams, hydroelectric plants, electric plants of other types, chlorine in the water, and a host of other modern conveniences that make life so much better for so many people. They want everyone to go back to the primitive, yet they all live in the modern world with its conveniences. Why don't they move to those areas of the world that are primitive? If that is paradise; why aren't they living there? Why would I want to get on board with those who have shown such a massive disregard for human life?
They constantly harp how their programs are “for the children”, but children are dying because of them to the tune of hundreds of thousands each year. Tens of thousands of children in Southeast Asia go blind each year because their diets lack sufficient vitamin A. Golden Rice is a genetically modified food that would correct this immediately. They have thrown road block after road block in front of this product to keep it off the market. If they are so concerned about the health of children in the first world; why then do they distain the health, welfare and lives of children in the third world so badly?
As far as resistance goes….that will occur because it is the pattern of nature. Plants cannot run, they can’t hide, they don’t have teeth, claws, tough hides covered in fur and so the only way they can defend themselves is though a barrage of chemical defenses. As pests become resistant to one of these defenses; the plants develop another. It is already programmed in each of their genetic codes.
One more point. The vast majority of chemical pesticides people will consume are naturally occurring in the food we eat and over 90% of all carcinogens we consume are naturally occurring chemicals in the food we eat. There are 11 different carcinogens in coffee. In one cup of coffee you will consume more carcinogens than from the entire amount of synthetic pesticide residue from all the food you consume in one year.
Before we have any more discussions, I must insist that you first read Paul Driessen’s book, Eco-Imperialism, Green Power, Black Death. You can find it in my home page link to “My Book Reviews” where I have provided a link to order it.
I won’t be attending National. Best wishes. RK
I wrote the article “Sub-Prime Pest Control” and posted it on September 20th, 2008. Gerry Weitz of Hearts Pest Management in San Diego took umbrage with my views and so I published a Response to Comments". Gerry has responded and here are his comments with my second response.
I believe my observation about you being a sincere individual is a valid one, but I fear that you are under the influence of misinformation and fallacious thinking.
Here are just a few examples I have experienced:There are so many egregious issues in this paragraph that If you had sent this piece of information to me privately I would have responded privately, and I would have never published it. I am really surprised at your whole approach to this issue. In Ohio we had Litulis Kilgore, another unlicensed person making illegal applications. This is known as the "Proof by Example" fallacy. Just because they used pesticides for profit doesn’t make them exterminators and it is intellectually irresponsible to use people such as this as examples for why legitimate operators should be all hot and bothered to adopt a philosophy that is antithetical to good pest control and good public health!
My very first exposure in the industry was with a man who came to my house to do a gopher fumigation in our back yard. He did not have a license to do landscape gopher work! As things turned out, I bought the company from him. I didn't realize the remifications of the practices of the former owner until I tried to expand the business and the former owner told me I couldn't report my chemical usage to the state because our gopher applications were not approved! To solve the problem I had to hire a landscape operator until I got my own landscape operator license.
You may remember the Kilgore issue of about 15 years ago. He was one of those people applying methyl parathion around homes and businesses. Kilgore was only semi-literate and when asked how did he determined how much was to be used in his mix, he stated that “common sense will tell you that”. Methyl parathion is one of the most toxic liquid pesticides developed; so what was the impact on the health of the population that was so heavily exposed? What did the CDC find? In spite of the fact that the level of breakdown product from MP in the children’s urine was startling, they couldn’t find any difference in health problems between them and others of the same socio-economic group, and that also included the comparisons for the adults that hadn’t been exposed. Eventually they decided that those children who were exposed “may” have an IQ problem.
Why is it a “maybe”? Because this problem did not occur in all those exposed. Some seemed to be effected and others were not. Since IQ is highly subjective anyway, they have nothing! Believe me, if there was even the slightest potential for some malady as a result of this issue, they would have been screaming it to the heavens….but because the worst….the worst…..they can come up with is that “MAYBE” it impacts IQ for one of the most toxic materials available nothing is being said.
If any legitimate applicator in Ohio would have known about it we would have called the Ohio Department of Agriculture post haste and reported him. Under no circumstances would we have bought his business. Forgive me for being unkind, but I have to ask…did you report this man to the officials responsible for those illegal pesticide applications in your state?
Another example was finding Delta-Dust totally engulfing a kitchen countertop.Clearly that was a misapplication, but easily remedied and I have to ask….what terrible things happened as a result? Just because someone does something stupid, doesn’t mean that it was really dangerous and that the whole rest of the world has to change. Fifty thousand people die on our highways every year. Do we need to get rid of cars because there as so many stupid drivers doing stupid things on the highways? We live in a risk versus benefit world and we base our decisions on what is the overall good.
We must remember that DDT was used to dust people all over Europe at the end of WWII with no ill effects. I have an elderly Hungarian lady as an account who calls herself one of the “DP’s” of the 1950’s who made a point of telling me that being dusted with DDT was the best thing they could have done to her and all the others who were “treated”. That procedure saved countless lives, preventing a typhus epidemic in Italy and probably over much of Europe. Although I don’t condone the misapplication you mention, I have to still ask; what terrible thing happened?
The activists and their acolytes at EPA make claims that have no basis in science or reality. A case in point is the endocrine disruption clause in the Food Quality Protection Act. The primary study that this was based on was the Tulane study which turned out to be fraudulent. They were exposed and Tulane pulled the study and the lead researcher was prohibited from applying for federal grants for five years, a punishment which I deem to be seriously flawed since he perpetrated fraud on the public with the public’s money and we are now stuck with the regulation as a result of that fraud.
As for EPA’s view of this study! Lynn Goldman, assistant administrator of the Office of Prevention, Pesticides & Toxic Substances at the Environmental Protection Agency under Carol Browner during the Clinton administration, stated that this was the cleanest science she had seen. Hogwash….how can something be science if it hasn’t been peer reviewed…and it hadn’t. Peer review was what exposed the fraud and she has a degree in medicine….she HAS to know better, yet that didn’t prevent her and the rest of the activists at EPA from plowing ahead.
I hear of technicians who use Termidor to treat bees.I assume that you are also meaning wasps when you say bees, and although California and New York may not allow it, Termidor is labeled for wasps in the world of the sane. http://www.cdms.net/LDat/ld3DR020.pdf
The EPA has mounds of documented evidence of pesticides in our water and evidence that it is killing off marine life. It is a known fact on our chemical labels that most pesticides are highly toxic to aquatic life. There is so much that can and is reported.These are two separate issues. Yes the labels clearly state the dangers to marine life. However, I have serious misgivings about EPA have “mounds” of information regarding chemical pesticides causing devastation to marine life through normal and legal use. If this were true EPA would be free to eliminate these products…and we wouldn’t be having this conversation. EPA is notorious for making claims that bear no resemblance to reality and when you take out the weasel words; there isn’t much left. To say that the thinkers at EPA wallow in a sinkhole of poor reasoning is being kind.
We really should do our best to get on board with the environmental movement. As I mentioned, Hearts Pest Management is an EcoWise Certified company and there is nothing in our certification that states we can not use pesticides.I have no beef with any pest control program that a company wishes to use, whether they call it IPM, Green, Organic or anything else they wish to use as a promotion to attract customers. I do however have a beef with those who make false claims about pesticides, pesticide applicators and the effect they have on society and the environment. The reality is that as a direct result of pesticides we are living longer, healthier, better fed lives than ever in human history.
As far as getting on board with the green activists?
The green movement is irrational and misanthropic. Everywhere in the world where their programs hold sway dystopia is rampant. They oppose pesticides, genetically modified foods, roads, dams, hydroelectric plants, electric plants of other types, chlorine in the water, and a host of other modern conveniences that make life so much better for so many people. They want everyone to go back to the primitive, yet they all live in the modern world with its conveniences. Why don't they move to those areas of the world that are primitive? If that is paradise; why aren't they living there? Why would I want to get on board with those who have shown such a massive disregard for human life?
They constantly harp how their programs are “for the children”, but children are dying because of them to the tune of hundreds of thousands each year. Tens of thousands of children in Southeast Asia go blind each year because their diets lack sufficient vitamin A. Golden Rice is a genetically modified food that would correct this immediately. They have thrown road block after road block in front of this product to keep it off the market. If they are so concerned about the health of children in the first world; why then do they distain the health, welfare and lives of children in the third world so badly?
These are also two separate issues. I take it then that you believe that Canada has a unreasonable government? I concur, because they are actively working for the elimination of pesticides, and I don’t consider California or New York much better.No reasonable government will ever elliminate the use of pesticides as it could lead to uncontrollable epidemics, but we who use pesticides should be concerned about using them in a way that develops resistance in insect species, such as we have now with cockroaches.
As far as resistance goes….that will occur because it is the pattern of nature. Plants cannot run, they can’t hide, they don’t have teeth, claws, tough hides covered in fur and so the only way they can defend themselves is though a barrage of chemical defenses. As pests become resistant to one of these defenses; the plants develop another. It is already programmed in each of their genetic codes.
One more point. The vast majority of chemical pesticides people will consume are naturally occurring in the food we eat and over 90% of all carcinogens we consume are naturally occurring chemicals in the food we eat. There are 11 different carcinogens in coffee. In one cup of coffee you will consume more carcinogens than from the entire amount of synthetic pesticide residue from all the food you consume in one year.
Before we have any more discussions, I must insist that you first read Paul Driessen’s book, Eco-Imperialism, Green Power, Black Death. You can find it in my home page link to “My Book Reviews” where I have provided a link to order it.
I won’t be attending National. Best wishes. RK
____________________________
Rick, thank you for reposting my comment in its' original form.
If you are going to the NPMA convention, I would be happy to discuss these issues more with you.
Here are just a few examples I have experienced:
My very first exposure in the industry was with a man who came to my house to do a gopher fumigation in our back yard. He did not have a license to do landscape gopher work! As things turned out, I bought the company from him. I didn't realize the remifications of the practices of the former owner until I tried to expand the business and the former owner told me I couldn't report my chemical usage to the state because our gopher applications were not approved! To solve the problem I had to hire a landscape operator until I got my own landscape operator license.
Another example was finding Delta-Dust totally engulfing a kitchen countertop. I hear of technicians who use Termidor to treat bees. The EPA has mounds of documented evidence of pesticides in our water and evidence that it is killing off marine life. It is a known fact on our chemical labels that most pesticides are highly toxic to aquatic life. There is so much that can and is reported.
We really should do our best to get on board with the environmental movement. As I mentioned, Hearts Pest Management is an EcoWise Certified company and there is nothing in our certification that states we can not use pesticides. No reasonable government will ever elliminate the use of pesticides as it could lead to uncontrollable epidemics, but we who use pesticides should be concerned about using them in a way that develops resistance in insect species, such as we have now with cockroaches.
Sunday, September 21, 2008
Response to comments
By Rich Kozlovich
Over the weekend I received a comment from a Southern California pest controller and I wish to respond. Below is his comment to my article Sub-Prime Pest Control. I had expected some comments because the home mortgage issue has so many racial overtones. That is always touchy and difficult in this country and excites the emotions. I chose to go with it anyway; because the underlying principles are the same…we just have to get past race to appreciate it.
These are logical fallacies because they have nothing to do with what is really being discussed and are used as a distraction.
I grew up around the coal mines, coke ovens and steel mills of south western Pennsylvania and the resultant pollution. I know what pollution is and those who stood against that activity are to be commended. Unfortunately, the green movements are now controlled by radicals.
Then we have a fallacy of association.
In the early decades of the last century socialism was becoming extremely popular all over the western world. Progressives, liberals (it didn’t mean the same thing then as it does now) communists and fascist were all part of that socialist family. The “right” wing of the socialist movement was the fascist wing, and the “left” wing were the communists, but they were all socialists. There really wasn’t a conservative movement then as we know it today. As far as an “agenda” goes, my only concern is for that which is factual.
I used the mortgage crisis as a comparison because the comparisons were too obvious to ignore. Redlining was used as a false accusation by activists and then government agents to force banks and other lending institutions to do business that was detrimental to their business (making money off of loans). There was no effort on the part of these institutions to prevent anyone from owning a home if they were qualified. These charges of redlining were false and the end result has been enormously expensive and an economic disaster and the claims that activists make about pesticides are just as false. I wish that Gerry had followed the link I provided.
What constitutes a sloppy application? Is it an illegal applicaton? I am sure they occur, but when we consider the tens of millions of applications that professionals make every year in every area of the country there can’t to too many or very serious misapplications, because we are not seeing any sort of devastation caused by these applications.
Pest control operators have always been concerned about the environment going back to the 1850’s, and this reality has only come into question by activists who have a misanthropic agenda. In fact, you might wish to call it a “vast left wing” agenda.
Going green in the professional application industries is separate from imposing limitations on the public. True, the average citizen is poor about reading label directions and following them. They have clearly misused products over the years, but have they really endangered our waterways and airways?
The only evidence we have of this is the unfounded and misrepresented claims of activists going back to Rachel Carson. With modern testing techniques we will be able to find anything anywhere. That doesn’t make it dangerous or toxic. Presence does not constitute toxicity.
Gerry, I think that you are sincere, but I also think that you, like many of my friends, have lost sight of what is really going on. I would like to encourage you to take a look at My Book Reviews link on this page to choose some different reading material. I also would encourage you to read Jonah Goldberg’s book, Liberal Fascism, The Secret History of the American Left from Mussolini to the Politics of Meaning.
I would like to add a quote from Thomas Sowell.
Over the weekend I received a comment from a Southern California pest controller and I wish to respond. Below is his comment to my article Sub-Prime Pest Control. I had expected some comments because the home mortgage issue has so many racial overtones. That is always touchy and difficult in this country and excites the emotions. I chose to go with it anyway; because the underlying principles are the same…we just have to get past race to appreciate it.
Rick, I think you are dead wrong.
Blasting those who seek to prevent environmental damage takes us back decades. I don't know why you bring up the issue of redlining. It really sounds like you are attached to an all-out right wing agenda, ranting about the change for the positive that America has experienced. Do you want to go back to gas guzzling polluting cars and free reign for smokers. I like to breath clean air and I never enjoyed the awful smell of cigarettes on my clothing.
Anyway, getting back to pest control, I have a pest control company in southern California, Hearts Pest Management (www.heartspm.com), that is EcoWise Certified. We are very proud of this designation. We have been proud to help PCOC and NPMA move forward with green pest control alternatives. This movement is more a mentality than a dictate about how to do pest control. I have seen plenty of over application, needless applications and sloppy applications of pesticide that endangers people. The new green approach simply provides a balance to an industry and frankly the average citizen that without conscience dispensed pesticides in a manner that endangered our waterways and airways. You know it, so don't deny it!I haven’t had the pleasure of meeting Gerry, but I think that Gerry is so enrapt with going green that he misunderstands what I am saying. First off…in no way did I imply, state or wish for anyone to go back to the days when industry along with municipalities were environmentally irresponsible, polluting the airways, streams, rivers and lakes of this country, and I never discussed cigarettes, although the hypocrisy over this issue is quite remarkable.
These are logical fallacies because they have nothing to do with what is really being discussed and are used as a distraction.
I grew up around the coal mines, coke ovens and steel mills of south western Pennsylvania and the resultant pollution. I know what pollution is and those who stood against that activity are to be commended. Unfortunately, the green movements are now controlled by radicals.
Then we have a fallacy of association.
Gerry comments that, “I don't know why you bring up the issue of redlining. It really sounds like you are attached to an all-out right wing agenda, ranting about the change for the positive that America has experienced.”Why is it that when you say something that those who are green supporters don’t like you are accused of ranting in order to discredit your views, in short these are called ad hominem attacks? Let's do a little dictionary work.
Ad hominem - An ad hominem argument involves replying to an argument or assertion by attacking the person presenting the argument or assertion rather than the argument itself. It is a logical fallacy. Appealing to one's prejudices, emotions, or special interests rather than to one's intellect or reason. Attacking an opponent's character rather than answering his argument.We might as well look up ranting while we are at it and see if that is what I did.
Ranting - “To speak or write in an angry or violent manner; rave.”Throwing out the term “right wing agenda” is an attempt to discredit all that was said without providing any real argument or evidence. Using the term, "right wing", in this manner is also a fallacy, because those who yield it like a pick ax don’t understand the historical frame work of the term.
In the early decades of the last century socialism was becoming extremely popular all over the western world. Progressives, liberals (it didn’t mean the same thing then as it does now) communists and fascist were all part of that socialist family. The “right” wing of the socialist movement was the fascist wing, and the “left” wing were the communists, but they were all socialists. There really wasn’t a conservative movement then as we know it today. As far as an “agenda” goes, my only concern is for that which is factual.
I used the mortgage crisis as a comparison because the comparisons were too obvious to ignore. Redlining was used as a false accusation by activists and then government agents to force banks and other lending institutions to do business that was detrimental to their business (making money off of loans). There was no effort on the part of these institutions to prevent anyone from owning a home if they were qualified. These charges of redlining were false and the end result has been enormously expensive and an economic disaster and the claims that activists make about pesticides are just as false. I wish that Gerry had followed the link I provided.
Gerry goes on to say; This movement is more a mentality than a dictate about how to do pest control.That….we at least agree on. Green is a mentality. It is in reality an ideology and not a methodology. That is what makes it so dangerous. It is indefinable. Actually it is unendingly definable depending on your particular philosophical bent. What is green pest control….In fact, I think that I can reasonably claim to do green pest control because I’m concerned about the environment. I also use the products that have been tested to the tune of hundreds of millions of dollars by chemical companies, to be sure that I am protecting the environment. I can say that my programs are in fact all, by definition, green and IPM because I am concerned about the environment! Who is to say otherwise?
Gerry states; I have seen plenty of over application, needless applications and sloppy applications of pesticide that endangers people.Who decides what is a needless or over application; the house holder; the business owner or the technician? Perhaps we should ask the anti-chemical activists when and how much pesticide should be applied? If these applications were so onerous then Gerry should have reported them.
What constitutes a sloppy application? Is it an illegal applicaton? I am sure they occur, but when we consider the tens of millions of applications that professionals make every year in every area of the country there can’t to too many or very serious misapplications, because we are not seeing any sort of devastation caused by these applications.
Pest control operators have always been concerned about the environment going back to the 1850’s, and this reality has only come into question by activists who have a misanthropic agenda. In fact, you might wish to call it a “vast left wing” agenda.
Gerry ends by saying, The new green approach simply provides a balance to an industry and frankly the average citizen that without conscience dispensed pesticides in a manner that endangered our waterways and airways. You know it, so don't deny it!This is actually two separate issues combined to confuse, although I don’t really think Gerry is attempting to do that, I believe that is how he really thinks. The new green approach is in no way a balance to the pesticide application industries. In reality it is nothing more than an effort to confuse, and a step in the direction to the banning of pesticides entirely. If anyone has any doubt about it they merely have to look to Canada.
Going green in the professional application industries is separate from imposing limitations on the public. True, the average citizen is poor about reading label directions and following them. They have clearly misused products over the years, but have they really endangered our waterways and airways?
The only evidence we have of this is the unfounded and misrepresented claims of activists going back to Rachel Carson. With modern testing techniques we will be able to find anything anywhere. That doesn’t make it dangerous or toxic. Presence does not constitute toxicity.
Gerry, I think that you are sincere, but I also think that you, like many of my friends, have lost sight of what is really going on. I would like to encourage you to take a look at My Book Reviews link on this page to choose some different reading material. I also would encourage you to read Jonah Goldberg’s book, Liberal Fascism, The Secret History of the American Left from Mussolini to the Politics of Meaning.
I would like to add a quote from Thomas Sowell.
”Fallacies are not simply crazy ideas. They are usually both plausible and logical – but with something missing. Their plausibility gains them political support. Only after that political support is strong enough to cause fallacious ideas to become government policies and programs are the missing or ignored factors likely to lead to “unintended consequences,” a phrase often heard in the wake of economic or social policy disasters. Another phrase often heard in the wake of these disasters is, ‘It seemed like a good idea at the time.” That is why it pays to look deeper into things that look good on the surface at the moment-Thomas Sowell, Economic Facts and Fallacies”Thank you for your comments and best wishes and I really like your website.
Saturday, September 20, 2008
Sub-Prime Pest Control
By Rich Kozlovich
For all the years that I have been in pest control I have had to defend what we do, how we do it, and the products we use. Okay, so what? Am I any different than anyone else in pest control? If you had asked me that question 27 years ago I could have emphatically said NO! That was a time when we all came from the same paradigm! Do we today? Well now, that is a different story. Let's talk about that!
Ohio’s pest control industry has had the good fortune of always having had a few good leaders with a clear vision as to what the industry needs. Not just for what is good for them, or for merely what is good in the here and now, but a vision that goes beyond the horizon! The creation of what became the National Pest Management Association is one such example. Ohio’s pest controllers were among the first national leaders that formed what eventually became the National Pest Management Association. This is probably why Ohio pest controllers have been so involved over the years. They were there early and have remained involved through the generations ever since. Another reason is that Ohio pest controllers are passionate about our industry and the issues that face us. As new people came into the industry that passion became infectious to those who are now two, three and four generation pest controllers. People who weren’t around in the early days, but who were no less willing to reached out and carry the standard of their fallen comrades and predecessors.
In 1933 The Society of Exterminators and Fumigators of New York City elected Bill Buettner. They realized the need for a national association. In that same year The Associated Exterminators and Fumigators of the United States with executive offices in the Old Hollenden Hotel in Cleveland Ohio agreed to have a convention in Cleveland to make a very real attempt to form a national association. There clearly wasn’t room for two national associations and in October of that year the associated Ohio group endorsed the New York group and formed what eventually became the National Pest Control Association. Ohio and New York pest controllers brought this industry together because of the vision of a few good men. There is no doubt that Bill Buettner, the first president of the national association, cast a giant shadow, but that was because he was standing on the shoulders of giants who were willing to put the own interests aside for the good of an entire industry.
Both of the trade journals that service our industry are here in Cleveland. Pest Management Professional was first known as “The Exterminator’s Log”, and originally founded by one of the real leaders of the industry, Al Cossetta. Mr. Cossetta was born in 1896 in Naples, Italy. He was an immigrant whose impact on our industry is still felt today. Although he wasn’t an Ohioan, he inspired many in Ohio’s pest control industry. In order to fully appreciate what he accomplished you have to read his story. The Exterminators Log was later called “Pests and Their Control” and in 1949 the publication moved to Cleveland, Ohio. That magazine became best known as Pest Control magazine and is now called Pest Management Professional (PMP).
Pest Control Technology (PCT) however was an Ohio creation from day one. Now located in Cleveland, PCT was originally founded in Cincinnati, Ohio by the Scherzinger family and has always been called by that name.
Those in leadership positions in modern pest control have the good fortune of having had such men lead the way, and those currently in leadership roles are now standing on the shoulders of all of the giants who passed before. But are our leaders going to be casting a giant shadow that we can take shelter under, or is it a shadow that we must flee. Will that shadow cool and comfort us, or will that shadow bring dread and devastation?
Have we completely wandered into the fever swamps of “green” pest control? Just because it is the conventional wisdom doesn’t mean it is right! Conventional wisdom may be nothing more that the philosophical flavor of the day and may not last as long as the current ladies fashion. And worse yet, it may leave devastation in its wake. Conventional wisdom has yet to do what traditional wisdom has done, and that is having stood the test of time.
Those who are the strongest drivers of IPM or “green” pest control are anti-pesticide activists, government bureaucrats, along with universities and Ph.D’s, who are now bound at the hip with these people because of grant money. This drive for political correctness in pest control may be compared to a very similar situation. The current mortgage crisis! I know that may sound irrational, but let’s look at what really happened in order to see the similarities.
The Sub-Prime Mortgage Crisis!
In 1977 the media discovered the word “redlining” and they used it like a whip. Redlining was supposed to be a racist action by the banks who wanted to prevent poor people and minorities, primarily black, from owning houses. Sounds insane doesn’t it? It is! Especially when a study came out showing that there was no redlining, that in fact these people were denied these loans because they were bad credit risks.
Yet redlining is what they had everyone believing, so in 1977 Congress, under the Carter administration, demanded that lending institutions pay attention to the “credit need” of the community and not on their ability to repay the loan and passing the Community Reinvestment Act of 1977. Under this act the banks would be graded on how many of these bad loans they gave out. If they did business in this manner they received a high score. The score was directly proportionate to how easy it was to do a merger or an acquisition or even open a new branch and as I understand it…their ability to borrow money from the government. All of which the government controlled! Under this act if some community activists, like the group ACORN, didn’t like the way you did business could cause all sorts of problems.
It was a real catch-22. If they continued giving out these bad loans, they would go out of business. If they didn’t comply there were real financial penalties and if they raised interested rates they were accused of “predatory lending”.
Unfortunately this was undermining an entire economic system and the inevitable happened.
In 1972 the EPA was created as a result of Rachel Carson’s book Silent Spring with all of its flawed science, misrepresented information and predictions that proved ridiculous. Yet everyone believed then, and millions still believe the mother of junk science, and as a result regulators have imposed layer after layer of regulations, putting “community activists” in a position to cause untold trouble.
In pest control we are under attack from the “media” the “community activists”, the “academics” and the “regulators”. We are told we are treating people unfairly because what we are doing is causing terrible health problems in society and in nature, therefore we have to change. We are told that we much adopt IPM or green pest control. We are told that we will be rewarded for abandoning what has worked for what is politically correct. We are told we will be punished if we don’t. Does it sound familiar yet?
We are told that they know best. We have those who are basking in the radiance of self congratulations when they are praised and given awards from government agencies for adopting IPM or for abandoning traditional pest control methods. They call themselves “global problem solvers” and speak with an air of moral self righteousness. Unfortunately this is undermining one of the best public health service systems in the world.
At this point the similarities end. Why? Because the disaster that abandoning pesticides will undoubtedly cause hasn’t struck yet! We haven’t had our equivalent of a “housing bubble burst” yet. However, just as the pressures by government regulators mounted over time, demanding more and more irrational behavior from the lending institutions, the same thing is happening and will continue to happen in pest control. But if we continue with this sub-prime pest control mentality, which we have so cleverly masked by calling it IMP or green pest control, we can surely expect it.
Knowledgeable pest controllers have, with a great deal of work and dedication, traditionally stood against this foolishness with great success. However, in spite of the facts, in spite of the real science, they find themselves standing alone more and more, except for a handful of equally dedicated individuals around the country. It is unfortunate that we have so many in our own ranks who are adopting these philosophies. What happens when there are no more courageous pest controllers who are willing to reach out and grasp a falling standard out of a fallen comrade’s hand? Who will speak up then? More importantly, who will do the “bailing out” when our public health crisis occurs? I am no longer sure who will fix it. I used to think that we would, but I am no longer sure of that. We no longer think alike.
For all the years that I have been in pest control I have had to defend what we do, how we do it, and the products we use. Okay, so what? Am I any different than anyone else in pest control? If you had asked me that question 27 years ago I could have emphatically said NO! That was a time when we all came from the same paradigm! Do we today? Well now, that is a different story. Let's talk about that!
Ohio’s pest control industry has had the good fortune of always having had a few good leaders with a clear vision as to what the industry needs. Not just for what is good for them, or for merely what is good in the here and now, but a vision that goes beyond the horizon! The creation of what became the National Pest Management Association is one such example. Ohio’s pest controllers were among the first national leaders that formed what eventually became the National Pest Management Association. This is probably why Ohio pest controllers have been so involved over the years. They were there early and have remained involved through the generations ever since. Another reason is that Ohio pest controllers are passionate about our industry and the issues that face us. As new people came into the industry that passion became infectious to those who are now two, three and four generation pest controllers. People who weren’t around in the early days, but who were no less willing to reached out and carry the standard of their fallen comrades and predecessors.
In 1933 The Society of Exterminators and Fumigators of New York City elected Bill Buettner. They realized the need for a national association. In that same year The Associated Exterminators and Fumigators of the United States with executive offices in the Old Hollenden Hotel in Cleveland Ohio agreed to have a convention in Cleveland to make a very real attempt to form a national association. There clearly wasn’t room for two national associations and in October of that year the associated Ohio group endorsed the New York group and formed what eventually became the National Pest Control Association. Ohio and New York pest controllers brought this industry together because of the vision of a few good men. There is no doubt that Bill Buettner, the first president of the national association, cast a giant shadow, but that was because he was standing on the shoulders of giants who were willing to put the own interests aside for the good of an entire industry.
Both of the trade journals that service our industry are here in Cleveland. Pest Management Professional was first known as “The Exterminator’s Log”, and originally founded by one of the real leaders of the industry, Al Cossetta. Mr. Cossetta was born in 1896 in Naples, Italy. He was an immigrant whose impact on our industry is still felt today. Although he wasn’t an Ohioan, he inspired many in Ohio’s pest control industry. In order to fully appreciate what he accomplished you have to read his story. The Exterminators Log was later called “Pests and Their Control” and in 1949 the publication moved to Cleveland, Ohio. That magazine became best known as Pest Control magazine and is now called Pest Management Professional (PMP).
Pest Control Technology (PCT) however was an Ohio creation from day one. Now located in Cleveland, PCT was originally founded in Cincinnati, Ohio by the Scherzinger family and has always been called by that name.
Those in leadership positions in modern pest control have the good fortune of having had such men lead the way, and those currently in leadership roles are now standing on the shoulders of all of the giants who passed before. But are our leaders going to be casting a giant shadow that we can take shelter under, or is it a shadow that we must flee. Will that shadow cool and comfort us, or will that shadow bring dread and devastation?
Have we completely wandered into the fever swamps of “green” pest control? Just because it is the conventional wisdom doesn’t mean it is right! Conventional wisdom may be nothing more that the philosophical flavor of the day and may not last as long as the current ladies fashion. And worse yet, it may leave devastation in its wake. Conventional wisdom has yet to do what traditional wisdom has done, and that is having stood the test of time.
Those who are the strongest drivers of IPM or “green” pest control are anti-pesticide activists, government bureaucrats, along with universities and Ph.D’s, who are now bound at the hip with these people because of grant money. This drive for political correctness in pest control may be compared to a very similar situation. The current mortgage crisis! I know that may sound irrational, but let’s look at what really happened in order to see the similarities.
The Sub-Prime Mortgage Crisis!
In 1977 the media discovered the word “redlining” and they used it like a whip. Redlining was supposed to be a racist action by the banks who wanted to prevent poor people and minorities, primarily black, from owning houses. Sounds insane doesn’t it? It is! Especially when a study came out showing that there was no redlining, that in fact these people were denied these loans because they were bad credit risks.
Yet redlining is what they had everyone believing, so in 1977 Congress, under the Carter administration, demanded that lending institutions pay attention to the “credit need” of the community and not on their ability to repay the loan and passing the Community Reinvestment Act of 1977. Under this act the banks would be graded on how many of these bad loans they gave out. If they did business in this manner they received a high score. The score was directly proportionate to how easy it was to do a merger or an acquisition or even open a new branch and as I understand it…their ability to borrow money from the government. All of which the government controlled! Under this act if some community activists, like the group ACORN, didn’t like the way you did business could cause all sorts of problems.
Stan J. Liebowitz, economics professor at the University of Texas at Dallas writes; "Home mortgages have been a political piñata for many decades. Greedy lenders aren’t the real reason for this mess. “In a nutshell, Liebowitz contends that the federal government over the last 20 years pushed the mortgage industry so hard to get minority homeownership up, that it undermined the country's financial foundation to achieve its goal."Everyone was happy; everyone basked in the blaze of self congratulations. All of these bad loans were now declared to be “innovation lending” and they were praised by the regulators, academics and activists and because so much pressure was put on the lending institutions in the 90’s by the Clinton administration homeownership among minorities surged. The media called this “one of the hidden success stories” of that administration. At one point the Federal Reserve Bank of Boston is supposed to have “produced a manual in the early '90s that warned mortgage lenders were to no longer deny urban and lower-income minority applicants on such "outdated" criteria as credit history, down payment or employment income.”
It was a real catch-22. If they continued giving out these bad loans, they would go out of business. If they didn’t comply there were real financial penalties and if they raised interested rates they were accused of “predatory lending”.
Unfortunately this was undermining an entire economic system and the inevitable happened.
Jeff Jacoby notes;“Trapped in a no-win situation entirely of the government's making, lenders could only hope that home prices would continue to rise, staving off the inevitable collapse. But once the housing bubble burst, there was no escape. Mortgage lenders have been bankrupted, thousands of subprime homeowners have been foreclosed on, and countless would-be borrowers can no longer get credit. The financial fallout has hurt investors around the world. And all of it thanks to the government, which was sure it understood the credit industry better than the free market did, and confidently created the conditions that made disaster unavoidable.”The Sub-Prime Pest Control Crisis!
In 1972 the EPA was created as a result of Rachel Carson’s book Silent Spring with all of its flawed science, misrepresented information and predictions that proved ridiculous. Yet everyone believed then, and millions still believe the mother of junk science, and as a result regulators have imposed layer after layer of regulations, putting “community activists” in a position to cause untold trouble.
In pest control we are under attack from the “media” the “community activists”, the “academics” and the “regulators”. We are told we are treating people unfairly because what we are doing is causing terrible health problems in society and in nature, therefore we have to change. We are told that we much adopt IPM or green pest control. We are told that we will be rewarded for abandoning what has worked for what is politically correct. We are told we will be punished if we don’t. Does it sound familiar yet?
We are told that they know best. We have those who are basking in the radiance of self congratulations when they are praised and given awards from government agencies for adopting IPM or for abandoning traditional pest control methods. They call themselves “global problem solvers” and speak with an air of moral self righteousness. Unfortunately this is undermining one of the best public health service systems in the world.
At this point the similarities end. Why? Because the disaster that abandoning pesticides will undoubtedly cause hasn’t struck yet! We haven’t had our equivalent of a “housing bubble burst” yet. However, just as the pressures by government regulators mounted over time, demanding more and more irrational behavior from the lending institutions, the same thing is happening and will continue to happen in pest control. But if we continue with this sub-prime pest control mentality, which we have so cleverly masked by calling it IMP or green pest control, we can surely expect it.
Knowledgeable pest controllers have, with a great deal of work and dedication, traditionally stood against this foolishness with great success. However, in spite of the facts, in spite of the real science, they find themselves standing alone more and more, except for a handful of equally dedicated individuals around the country. It is unfortunate that we have so many in our own ranks who are adopting these philosophies. What happens when there are no more courageous pest controllers who are willing to reach out and grasp a falling standard out of a fallen comrade’s hand? Who will speak up then? More importantly, who will do the “bailing out” when our public health crisis occurs? I am no longer sure who will fix it. I used to think that we would, but I am no longer sure of that. We no longer think alike.
Subscribe to:
Posts (Atom)